US Customer Credit
Customer credit-application workflow with trade and bank references, BYOK credit score and a transparent limit-recommendation engine.
Customer credit-application workflow with trade and bank references, BYOK credit score and a transparent limit-recommendation engine.
Key Features
Credit application record
Credit application record — applicant legal name, DBA, EIN / Tax ID, D-U-N-S number, entity type, years in business, reported annual revenue, billing and contact details and the requested credit limit, all on one form.
Submit -> Review -> Approve / Reject state
Submit -> Review -> Approve / Reject state machine — a clean, auditable workflow. Each transition is guarded; a rejection always captures a reason and an approval always records who decided and when.
Trade references
Trade references — for each supplier reference you capture the company, contact, account-open date, reported high credit, the payment terms granted and the average days beyond terms (DBT). The application aggregates these into an average-DB
Bank references
Bank references — bank name, contact, account type, average balance band and years on file, with a simple standing classification.
Bring-your-own credit score (BYOK)
Bring-your-own credit score (BYOK) — type in the Dun & Bradstreet PAYDEX or Experian Intelliscore you pulled yourself. No external API is ever called, nothing is transmitted, no data-provider contract is required.
Transparent limit-recommendation engine
Transparent limit-recommendation engine — a documented formula turns the reference history and the score into a suggested credit limit, with the full step-by-step breakdown written into the application so the decision is explainable and aud
Partner update on approval
Partner update on approval — approving the application writes the approved credit limit onto the customer (res.partner.credit_limit) and stamps the decision, so Sales and Accounting immediately see the agreed exposure.
Screenshots
Credit Applications
Bank References
Trade References
Why Choose This Module
Onboard new commercial customers the way a real credit department does — with a structured credit application, verifiable trade and bank references, a self-supplied credit score, and a documented approve / reject decision that writes the agreed limit straight onto the customer record.
Specifications
- Compatible: Odoo 18.0 / 19.0
- License: OPL-1
- Languages: English
- Author: Pokutsoft
- Dependencies: account
- Support: support@pokutsoft.com
Update date: 2026-07-05