Singapore PayNow & eGIRO

Name: Singapore PayNow & eGIRO
Price: 140.7 USD

Generate PayNow corporate collection QR codes and eGIRO (ISO 20022 pain.008) direct-debit instruction files - using your own DBS / UOB / OCBC credentials (BYOK).

Two Singapore collection rails, one module

This app turns Odoo into a Singapore collections cockpit. It builds PayNow merchant-presented QR codes to the EMVCo / SGQR specification, and eGIRO direct-debit files as ISO 20022 pain.008 CustomerDirectDebitInitiation messages. Everything is generated inside your database; you submit the file with your own bank credentials. The module is not a payment gateway and transmits nothing to any third party.

PayNow Collection QR

Collect by UEN or mobile PayNow proxy.
Full EMVCo merchant-presented payload with the SG.PAYNOW merchant-account template.
Fixed, editable or open amounts; fixed amounts produce a dynamic per-transaction QR.
Bill number / reference and optional expiry date.
Correct CRC-16/CCITT-FALSE checksum so wallets accept the code on the first scan.
Rendered as a scannable PNG plus the raw payload string.

eGIRO Direct Debit

Manage Direct Debit Authorisations (DDA) with state, signature date and per-collection limit.
Build collection batches and export a valid ISO 20022 pain.008 file.
Creditor agent BIC for DBS, UOB and OCBC.
Biller / Originator ID written to the creditor scheme id.
One-click build from posted customer invoices, grouped per customer against their active DDA.
Mandate guard: inactive DDAs and over-limit amounts are blocked before a file is generated.

PayNow QR data objects

ID	Field	Value
00	Payload Format Indicator	01
01	Point of Initiation Method	11 static / 12 dynamic
26	Merchant Account Information	SG.PAYNOW · proxy type · proxy value · editable flag · expiry
52	Merchant Category Code	ISO 18245 (0000 if N/A)
53	Transaction Currency	702 (SGD)
54	Transaction Amount	e.g. 49.90
58	Country Code	SG
59 / 60	Merchant Name / City	payee · Singapore
62	Additional Data	bill number / reference
63	CRC	CRC-16/CCITT-FALSE checksum

eGIRO pain.008 message structure

Block	Contents
Group Header	Message id, creation timestamp, number of transactions, control sum, initiating party.
Payment Information	Payment method DD, local instrument GIRO, requested collection date, creditor name / account / agent BIC, creditor scheme (Biller ID).
Direct Debit Transaction	End-to-end id, instructed amount & currency, mandate (DDA) reference & signature date, debtor name / account / agent, remittance reference.

Bring Your Own Keys (BYOK)

You stay in control of the bank relationship. Configure your PayNow proxy, your eGIRO Biller ID, your collection account and your bank's API key once under Settings → SG PayNow / eGIRO. The module generates the PayNow QR payload and the eGIRO pain.008 file; you submit them through your own bank's PayNow / eGIRO channel with your own credentials. We are not a certified PAC, gateway or integrator - your data never leaves your Odoo database.