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SEPA Credit Transfer FR

SEPA Credit Transfer FR

$ 40.95 $ 40.95

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License: OPL-1, every download is watermarked.
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SEPA Credit Transfer for France

Generate ISO 20022 pain.001 credit-transfer files for French banks - clé RIB validation, ISO 11649 RF references, category purpose codes and BIC-less / IBAN-only support. No third-party gateway, your data never leaves Odoo.

What this module does

This app turns vendor bills, payroll runs or any list of beneficiaries into a fully-formed SEPA Credit Transfer pain.001 XML file, built to the EPC SEPA Credit Transfer Rulebook and the French banking community (CFONB) profile. You upload the file to your own bank's online-banking or EBICS channel - the module transmits nothing to any external service, so there is no per-transaction fee and your payment data stays inside your database.

It produces, from the same data, the current pain.001.001.09 (2019 message version on which the current SEPA Credit Transfer scheme is based, the default) and the legacy pain.001.001.03 schema for an older French e-banking channel that still requires it.

French-specific features

Clé RIB validation

Every French IBAN carries a two-digit RIB key (clé RIB) that a bank re-derives from the code banque, code guichet and account number. The module computes it with the official Banque de France control (89·banque + 15·guichet + 3·compte mod 97) and rejects an account whose key is inconsistent - a problem the plain IBAN checksum does not catch.

ISO 11649 RF reference

Generate a structured RF creditor reference from an invoice number with one click. The two ISO 7064 MOD-97 check digits are computed for you, the reference is emitted in RmtInf/Strd/CdtrRefInf with code SCOR, and your supplier reconciles the payment automatically.

Category purpose

Tag a batch with an ISO 20022 category purpose code (SALA salaries, SUPP supplier, TREA treasury, TAXS taxes, PENS pensions and more) so the receiving bank applies the correct handling. The code is placed in PmtTpInf/CtgyPurp/Cd.

IBAN-only / BIC-less

SEPA has been IBAN-only since February 2016. When no BIC is known the file carries NOTPROVIDED for the agent, exactly as French banks expect. For a recognised French bank code the head-office BIC is filled in automatically.

Feature overview

Output format ISO 20022 pain.001.001.03 and pain.001.001.09 (CustomerCreditTransferInitiation), UTF-8 XML.
IBAN validation ISO 13616 length + ISO 7064 MOD-97 check for all SEPA countries, plus French overseas (DOM/TOM) territories.
Clé RIB Banque de France RIB-key control on every French IBAN, with the standard letter-to-digit table.
BIC ISO 9362 validation, IBAN/BIC country match, automatic head-office BIC from the French bank code (optional - IBAN-only stays valid).
Remittance Unstructured free text or ISO 11649 RF structured creditor reference (SCOR), within the SEPA character set.
Category purpose SALA, SUPP, PENS, TREA, TAXS, GOVT, DIVI, INTC, TRAD, OTHR.
Charge bearer SLEV (service-level, mandatory for SEPA).
Build from bills Wizard turns selected posted vendor bills into a ready batch, grouping amounts due per payee and optionally deriving an RF reference per supplier.
Workflow Draft → Generated → Sent, with chatter audit trail, in-app file preview and one-click download.
Compatibility Odoo 18 and Odoo 19, Community-only dependencies (account, base, mail).

How it works

  1. Set your ordering account IBAN, initiating party and default schema version in Settings → SEPA Credit Transfer FR.
  2. Create a credit-transfer batch and add transfers, or use the Build from Bills wizard on your posted vendor bills.
  3. Click Validate Data to surface any IBAN, clé RIB, BIC or RF-reference issue before producing the file.
  4. Click Generate pain.001, review the preview, and Download the XML.
  5. Upload the file to your bank's online-banking or EBICS channel and mark the batch as Sent.

Boundary & disclosure

This module is a file generator. It builds the SEPA pain.001 payment file for you to upload through your own bank using your own banking credentials (BYOK). It is not a payment service provider, does not connect to any bank API, and never transmits your payment data to a third party. Final execution is always performed by your bank.

Screenshots

Credit Transfers

Credit Transfers

Build From Bills

Build From Bills

Update date: 2026-07-02